A health care cash plan provides a helping hand with the cost of everyday health care your employees actually use. From eye tests and glasses to dental treatment and prescriptions, employees can claim money back on routine health costs that quickly add up.
Health care cash plans are different from private medical insurance (PMI). Cash plans support everyday and preventative care, helping people stay well, whereas PMI is designed for serious medical conditions and treatment.
How does a health care cash plan work?
We know employers are juggling a lot. That’s why a business cash plan like Handy Health Cover is designed to be simple to set up and easy to run. You pay a low cost per employee, per month, and then…
Step 1
Employees access and pay
for their everyday health
care
Step 2
With their receipt, they submit a simple claim to us online or by post
Step 3
We pay money back
directly into their bank
account
What does a health care cash plan cover?
With Handy Health Cover employees can claim money back on everyday health services they’re most likely to use, including:
- Optical care – eye tests, glasses and contact lenses
- Dental care – routine check-ups and treatment (both NHS and private)
- GP24 service – 24/7 access to a GP by phone or video appointment
- Prescriptions – NHS and private
- Physiotherapy – helping employees recover and stay mobile
- Health screening and diagnostic tests – supporting early detection
- Complementary therapies – such as acupuncture and reflexology
- Wellbeing support – optional Employee Assistance Programme (EAP)
Cover varies by level. You can explore full details of what’s included here:
Who are they for?
Cash plans work well for businesses both big and small.
From SME’s to larger employers – they’re an affordable, meaningful benefit that supports staff wellbeing and helps employees and their families manage rising living costs.
Handy for your business
Supporting employee health and wellbeing is an investment in your business.
By helping employees address health issues early, Handy Health Cover can reduce the risk of absence and support a healthier, more productive workforce.
Handy for your team
By making everyday health care more affordable and accessible, a cash plan helps employees look after their health and feel supported.
And when people feel valued, they’re more likely to stay.
Find a plan that fits
Our business health cover plans give you simple, flexible support
